IOTA Compounding Calculator

Project Your Staking Growth & Plan Your Future

Growth Projections Target Planning Visual Charts

Harness the power of compounding to visualize your IOTA staking journey. Calculate growth projections, plan time to targets, and optimize your contribution strategy with automatic epochly compounding.

Choose Your Calculation

Project My Growth

See how your IOTA will grow over time with compounding

Calculate Time to Target

Find out how long it takes to reach your IOTA goal

New to Compounding? Learn the Basics

What is Compounding?

Compounding means your rewards earn rewards. In IOTA staking, your earned rewards automatically become part of your stake, earning more rewards in the next epoch.

IOTA Epoch System

IOTA rewards compound approximately daily (each epoch). This frequent compounding significantly boosts your long-term growth compared to annual compounding.

Additional Contributions

Adding IOTA regularly (dollar-cost averaging) can dramatically accelerate your growth. Even small monthly additions compound over time.

Setting Targets

Use target planning to work backwards from your goals. Knowing how long it takes to reach milestones helps with financial planning.

Explore our other IOTA staking tools:

APY Calculator Staking Tracker FAQ
Important Considerations & Disclaimers

Critical Assumptions & Limitations:

  • APY is an Estimate: The APY you enter is assumed constant. Actual IOTA staking APYs are dynamic and will fluctuate due to network conditions, validator performance, and total stake.
  • Automatic Compounding: According to IOTA Rebased documentation, rewards earned within a validator's staking pool are treated as new stake and begin compounding immediately for the next reward calculation period (epoch). This calculator projects growth based on this automatic epochly compounding.
  • Market Volatility: Fiat value projections use the current IOTA price. The actual market price of IOTA will vary, affecting the real-world value of your holdings.
  • No Fees/Taxes (in Calculator): This calculator does not account for potential exchange fees or any tax implications on staking rewards, which vary by jurisdiction. Staking and unstaking transactions on the IOTA network require gas fees, paid in IOTA. Ensure you have a small amount of IOTA in your wallet to cover these operational costs.
  • Simulation Only: This tool provides an educational estimate, not financial advice. Always do your own research (DYOR).

Risk Considerations

  • • Staking involves locking up your IOTA tokens
  • • Validator performance can affect actual returns
  • • Network changes may impact staking mechanics
  • • Cryptocurrency investments carry inherent risks